Swiftcover: Do I Get A Refund If I Cancel Home Insurance?

People are searching for the Swiftcover contact number in hopes of cancelling their insurance and getting a refund back. Right now, there are lots of people who believe if they have set up a home insurance policy and cancel it suddenly they are not going to be eligible to receive any sort of refund back. That is quite understandable and it’s something which more wants to know the answer to. So, if you cancel home insurance will you get a refund back from Swiftcover?

Refunds Are Possible To Obtain

Anyone who has home insurance with Swiftcover and who also wants to cancel their policy, they may be eligible for a refund. However, the amount of refund which you can claim back may depend on whether or not you have made a claim to the policy you currently have. If you cancel within a short period of the policy being active then some money which you have paid may be returned to you. The amount can of course vary from how long the policy has been active and whether or not a claim has been made. If you are unsure over this, use the Swiftcover telephone number and talk to someone there who might be able to clear up your concerns and get the process started also.

What If There’s been A Claim Made?

For those who have already made a claim and haven’t as yet cancelled their policy it will be very unlikely you’ll be able to make a claim for a refund. It might be the entire year’s premiums have to be paid for the policy once a claim has been made. Getting a refund after you’ve cancelled and made a claim will be very difficult, if not impossible. That is something which you need to understand and if you want to talk to someone over the matter use the Swiftcover contact number.

The 14 Cancellation Period And Beyond

Within fourteen days of starting the policy you can change your mind and cancel the policy. That is your right and you will get a refund back for what you have paid. You can either choose to have the full premium returned or if you wanted to, you can be covered for the fourteen days which means the refund will be pro-rated. For those who want to cancel after the fourteen days have passed, it’s possible to do so but there may be a small fee for this cancellation. The refund will be returned to you after the cancellation fee is removed from that amount. To talk more about this, use the Swiftcover telephone number to speak to an adviser. Learn more.

Speak To an Adviser

In most cases, a refund can be given for those who haven’t made any claims but of course if you have passed the grace period of fourteen days, a cancellation fee will be removed from the refund amount. However, you have to remember if you’ve made a claim it’s unlikely you will get anything back from them. If you still aren’t sure where you stand with your policy why not talk to someone? You can use the Swiftcover contact number and talk to someone about your case specifically. Get more information at: http://www.insurancecontactguide.com/swiftcover-contact-number/

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